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Medisave

Who Can Use Medisave?

You can use your Medisave Account to pay for hospital bills incurred by:

  • Yourself
  • Your spouse
  • Your children
  • Your parents
  • Your grandparents (provided they are Singaporeans/ permanent residents)

Please note that there are limits on the maximum amount you can withdraw from your Medisave Account.

What Does Medisave Cover?

It covers only:

  • Hospitalisation (if you stay in the hospital for more than 8 hours)
  • Certain day surgery expenses

Some examples are:

  • Daily hospital charges such as ward charges/ treatment fees/ investigation fees/ medication
  • Delivery and pre-delivery charges
  • Operation charges
  • Hepatitis B vaccination for newborns

Please note that for a woman's fifth and subsequent living child, Medisave can only be used if the parents have a combined Medisave balance of at least SGD$15,000 at the time of delivery.

Click here for more information on Medisave Maternity Package.

What are the Medisave Withdrawal Limits?

Click here for more information on Medisave Withdrawal Limits.

Hospital Deposit

You’ll need to place a hospital deposit at the time of admission if your Medisave balance or the Medisave withdrawal limits do not cover the estimated hospital charges.

You may pay by NETS, cash, credit card (VISA/ Mastercard) and local cheques.

What To Bring & Expect

To help us process your application for Medisave withdrawal, please bring your identity card/ passport/ CPF membership card (for non-Singapore IC holders).

You will need to sign the Medisave Authorisation Form in the presence of our staff. This authorises the CPF Board to deduct from your Medisave Account.

The patient or legal guardian (if the patient is below 18 years old) will need a Letter of Consent. This letter authorises the Hospital to disclose information relating to the patient’s medical condition to the CPF Board.

If your employer/ insurer is paying for your hospital bill, you will also need to provide us your Hospitalisation Identity Card/Letter of Guarantee.

When Will the Deduction Take Place?

The deductions will take place after your discharge from the Hospital. We will send you your hospital bill. It will reflect the deductions and the balance amount (if any) you’ll need to pay.

The CPF Board will also send you a separate statement indicating:

  • Amount deducted from the Medisave Account
  • Name of the patient for whom the deduction was made
  • Balance in your Medisave Account
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