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MediSave Maternity Package (MMP) Claims

The MediSave Maternity Package (MMP) is a package that allows MediSave to be used to pay for:

  • Pre-delivery medical expenses (such as consultations, ultrasounds, tests and medications)
  • Delivery expenses (such as medical expenses, delivery procedure charges and daily hospital charges)

After you have delivered, please click the link below to submit the bills (non-KKH bills) incurred for pre-delivery medical care to the hospital where your newborn was delivered. The hospital will submit these bills, together with the bill for the delivery expenses, for a MediSave claim under the MMP.


Submit your bills for pre-delivery medical care here



FAQs about MediSave Maternity Package (MMP)


How much of my MediSave savings can I use to pay maternity expenses?

Under the MMP, you can use your MediSave for pre-delivery medical expenses, delivery expenses and daily hospital charges. Each MMP has a different MediSave Withdrawal Limit, which depends on the delivery procedure (e.g. caesarean or vaginal delivery), to pay the pre-delivery medical expenses as well as the delivery expenses. For details on the withdrawal limits for maternity expenses, please click here.

If you do not wish to claim for pre-delivery expenses, you can still use your MediSave for the delivery procedure and daily hospital charges. Each delivery procedure has a different withdrawal limit. The amount of MediSave used cannot exceed the actual bill and the withdrawal limit.


Source: CPF Board website, FAQs (Accurate as at September 2020)


What are the MediSave withdrawal limits for pre-delivery expenses?

The withdrawal limit for pre-delivery expenses is $900. Your MediSave can be used to pay for pre-delivery medical expenses such as consultations, ultrasounds, medications, tests etc.
Source: CPF Board website, FAQs (Accurate as at September 2020)


Am I able to withdraw from my MediSave for pre-delivery medical expenses before my delivery?

You will be able to submit your bills for pre-delivery medical care after you have delivered.


Case study for a vaginal delivery

Mrs H gave birth via a normal vaginal delivery at KKH. She stayed in class C ward for two days before being discharged. She does not have a third-party insurance plan. Her total bill was $2,650.00 (after government grant). Under the MMP, she was able to make a Medisave claim of $2,550.00.

Sample of Mrs H’s bill and MediSave computation:

Total delivery bill (after government grant):$1,800
Pre-delivery medical expenses incurred:$850
Total Amount inclusive of Pre-delivery Medical Expenses (A): $2,650
Medisave Claimable Amount  
  • Two Days' Ward Charges
$900
  • Normal Delivery
$750
  • Pre-delivery medical expenses (including antenatal scans)
$900
Total Medisave Claimable Amount (B): $2,550
Out-of-Pocket payment: A – B = $100

Source of information: CPF Board website, MOH website and HeyBaby.