Skip Ribbon Commands
Skip to main content

MediSave Maternity Package (MMP) Claims

The MediSave Maternity Package (MMP) is a package that allows MediSave to be used to pay for:

  • Pre-delivery medical expenses (such as consultations, ultrasounds, tests and medications)
  • Delivery expenses (such as medical expenses, delivery procedure charges and daily hospital charges)

After you have delivered, please click the link below to submit the bills (non-KKH bills) incurred for pre-delivery medical care to the hospital where your newborn was delivered. The hospital will submit these bills, together with the bill for the delivery expenses, for a MediSave claim under the MMP.

Submit your bills for pre-delivery medical care here

FAQs about MediSave Maternity Package (MMP)

How much of my MediSave savings can I use to pay maternity expenses?

Under the MMP, you can use your MediSave for pre-delivery medical expenses, delivery expenses and daily hospital charges. Each MMP has a different MediSave Withdrawal Limit, which depends on the delivery procedure (e.g. caesarean or vaginal delivery), to pay the pre-delivery medical expenses as well as the delivery expenses. For details on the withdrawal limits for maternity expenses, please click here.

If you do not wish to claim for pre-delivery expenses, you can still use your MediSave for the delivery procedure and daily hospital charges. Each delivery procedure has a different withdrawal limit. The amount of MediSave used cannot exceed the actual bill and the withdrawal limit.

Source: CPF Board website, FAQs (Accurate as at September 2020)

What are the MediSave withdrawal limits for pre-delivery expenses?

The withdrawal limit for pre-delivery expenses is $900. Your MediSave can be used to pay for pre-delivery medical expenses such as consultations, ultrasounds, medications, tests etc.
Source: CPF Board website, FAQs (Accurate as at September 2020)

Am I able to withdraw from my MediSave for pre-delivery medical expenses before my delivery?

You will be able to submit your bills for pre-delivery medical care after you have delivered.

Case study for a vaginal delivery

Mrs H gave birth via a normal vaginal delivery at KKH. She stayed in class C ward for 3 days before being discharged. She does not have a third-party insurance plan. Her total bill was $3,250 (after government grant). Under the MMP, she was able to make a Medisave claim of $3,150.

Sample of Mrs H’s bill and MediSave computation:

Total delivery bill (after government grant) (A):
Pre-delivery medical expenses incurred:$1,500
Total Amount inclusive of Pre-delivery Medical Expenses: $4,950
Medisave Claimable Amount  
  • First 2 Day Ward Charge
  • Subsequent 1 day
  • Normal Delivery
  • Pre-delivery medical expenses (including antenatal scans)
Total Medisave Claimable Amount (B): $3,150
Out-of-Pocket payment: A – B = $100

Source of information: CPF Board website, MOH website and HeyBaby.